The SSA says that, for administrative reasons, group numbers issued first consist of the odd numbers from 01 through 09, and then even numbers from 10 through 98, within each area number assigned to a state.
After all the numbers in group 98 of a specific area have been issued, the even groups 02 through 08 are used, followed by odd groups 11 through Serial numbers - Within each group designation, serial numbers -- the last four digits in an SSN -- run consecutively from through Social Security History.
Cite This! Try Our Sudoku Puzzles! More Awesome Stuff. There is a general east to west pattern, although not perfect, in the assignment of the first three digits, with several exceptions. For example, New Hampshire is , Maine is and Hawaii is Places that fall even further out of the pattern include D.
Virgin Islands , , , and Mississippi and Florida both received and after they exhausted their initial assignments. The remaining digits of the social security number have little significance, other than as a unique identifier. The second two digits were initially designed to be the holder's date of birth, but this was quickly abandoned in place of using those as a group number to ensure the accuracy of the issuing process.
In many cases, typos are the culprit, Coggeshall said. Any time a consumer gives an SSN to a company, there's a chance it will be incorrectly entered into its system, and the error will then propagate throughout the credit system. Once that happens, SSN No. The incorrect SSN might belong to a real person, which can cause a headache for both people, or it might be "synthetic" -- an unassigned number that becomes a new entity in the credit system.
It's relatively easy to spot innocent mistakes, Coggeshall said, because the number is used only once in connection with the name. It's easy to spot fraud, too -- any time a person shows up in the system using SSN No. Deliberate fraud is responsible for less than half of the 20 million names attached to multiple SSNs, but it is still a large percentage. I see many people who have a lot of Socials SSNs. How many? ID Analytics says it has 3 million to 4 million names that have been used to commit identity fraud.
Recently, Coggeshall decided to reverse his research. Instead of looking for people connected to multiple SSNs, which is most useful for businesses, he looked at SSNs that are connected to multiple people, much more interesting to consumers.
In other words, how many people in the U. The answer: 40 million. That means nearly one in 7 SSN holders in the U. Please note, this is not an estimate conjured up from a sample. This is ID Analytics looking at its own data, picking out SSNs that have more than one name attached and building its own list. We now know: The secret list of ID theft victims has 40 million people on it.
Coggeshall said it's important to note that not every one of those consumers is hit with fraud. Many are on the list because of typographical errors. For example, if a company incorrectly enters an SSN and the number accidentally belongs to someone else, as explained above, the rightful holder of SSN No. Coggeshall said he believes many of the 40 million are on the list as the result of such mistakes.
But millions of those SSNs are being used to commit fraud. Some cases are obvious. Average cost of home insurance. How to shop for car insurance. Best savings accounts. Best checking accounts. Best CD rates. Best money-market accounts. Best high-yield savings accounts. Best bank account bonuses. Best online bank. American Express Savings review. Average bank interest rates. Average k balance. How to retire early. How to open an IRA.
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